Question: When is your service open?
We are open 7 days a week, 24 hours a day, even on a Sunday. As all applications are made fully electronic online, we are always open. This is the advantage of applying online as regular stores are only open during the business day.
Question: I am based outside the USA, can I still apply for a loan?
We only accept applications from USA residents within US states that allow payday lending. Those outside the United States of America should search for lenders in their own country.
- Customer service hours: Monday-Friday: 8:00am-8:00pm Saturday: 8:00am-1:00pm
The owner and operator of is not a lender, neither is it involved in making credit decisions associated with lending or making loan offers. Instead, the website is designed only as a connecting service that enables users contact with lenders and third parties. The website does not charge any fees for its services, nor does it oblige any user to initiate contact with any lenders or third parties, or accept any loan product s or services offered by lenders. All the data concerning loan products is presented on the website for information purposes only. does not endorse any particular lenders, nor does it represent or is responsible for the actions or inactions of any of the lenders. does not collect, store or has access to the information regarding the exact fees and charges associated with the lenders and/or any payday loans no checking account Johnson City TN loan products. Short-term loans are not available in all the US states. Not all lenders in the network can provide loans of up to $1,000. cannot guarantee that users of the website will be approved by any lenders or for any loan product, will be connected with a lender, or if connected, will receive a loan offer on the terms requested in the online form. The lenders may need to perform a credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scope of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other id documents. Those currently encountering credit difficulties should seek credit counseling. The terms and scope of loan products vary from lender to lender and can depend on numerous factors, including but not limited to, state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.
APR Representative The APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since is not a lender and has no information regarding the terms and other details of loan products offered by lenders individually, cannot provide the exact APR charged for any loan product offered by lenders. Indicative APR rates range from from 260% to 1042% depending on location and personal circumstances. The APRs vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by lenders. These financial and non-financial actions have nothing to do with , and has no information regarding which actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disschließend by the lender in any particular loan agreement, in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a short-term loan. For more information please visit our rates and fees section.